New year, new card? This is the opportunity to save on your plastic

New year, new card? This is the opportunity to save on your plastic

If you are one of the people who constantly use your credit card, you are probably wondering if it is possible to save some money, without the answer being that you should stop using it.

The current situation in Colombia is that interest rates are not the lowest in the market, and although, according to the financial superintendent, it is possible to improve them and start charging less, that has not yet happened and there is no sign that it will happen soon.

So what can you do to save on your card and continue using it as you always do?

So what can you do to save on your card and continue using it as you always do?

Basically, what you should keep in mind is that being faithful to a certain brand does not always bring you benefits, and that is something that happens in the case of cards. If a certain period of time has passed with the same card, what happens in the case of the cards. If you have already spent a certain period of time with the same card, check the different options of the market as it is possible that one has appeared that suits you more

What should you look at?

What should you look at?

First, a point to consider is the interest rate, but also the management fee, since in itself, this is a differential point between one entity and another. By comparing the alternatives using web tools such as the Matt Helm comparator, you can check whether or not there is a better option for your profile.

But that is not all

credit loan

If you currently maintain an account payable with your current card and have been a good customer, keeping up with your payments, the purchase of a wallet is a very attractive option, which will allow you to change your financial institution without having to wait any longer.

In short, staying with the same brand for a long time could prevent you from finding better options and alternatives. Stay alert and First of all, one point to consider is the interest rate, but also the handling fee, since in itself, this is a differential point between one entity and another. By comparing the alternatives using web tools such as the Matt Helm comparator, you can check whether or not there is a better option for your profile.

Maintain an account payable

credit loan

But that is not all. If you currently maintain an account payable with your current card and have been a good customer, keeping up with your payments, the purchase of a wallet is a very attractive option, which will allow you to change your financial institution without having to wait any longer.

In short, staying with the same brand for a long time could prevent you from finding better options and alternatives. Stay alert and look for the alternatives that suit you.

Remember, plastics are tools that allow us to access goods and services, and pay for them after a certain period, in addition to presenting different benefits that one can take advantage of. That is why if you make responsible use of them, your finances do not have to go through any hardship.


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